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1/6

This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk

Monzo Bank Europe DAC, Sucursal en España registered with Banco de España is a member of the Irish Deposit Guarantee Scheme. The scheme guarantees deposits up to 100,000 euros per customer at Monzo.

Making payments

Make business payments a breeze

Multiple ways to pay multiple people, without hoops to jump through.

  • Make free euro bank transfers across Europe

  • Schedule payments so you don’t miss a thing

  • Stay on top of what’s been paid and what’s due

Two business owners working at a shop counter with a laptop and payment card.

Only sole traders and limited company (SL) directors in Spain can apply. Ts&Cs apply.

1 million UK businessesbank with Monzo

4,9

App Store

4,8

Google Play

4,6

Trustpilot

The App Store, Google Play Store and Trustpilot ratings are correct as of 28 July 2026. These numbers are based on our UK customers.

Pay the Monzo way

Keep money moving around, and business moving forward.

Send money on time

Relying on manual processes to pay multiple people can mean money slips through the cracks. Automated scheduling helps avoid missed or late payments, and keeps staff and suppliers on side.

Person holding a phone to send money on time.

Save yourself time

Outgrowing how you pay your outgoings? Make multiple payments in one go, without the copy and paste time waste.

Phone showing scheduled payments and upcoming transactions in the Monzo app.

Pay your way

Pay instantly with free SEPA bank transfers, or pay on the go with your business debit card, Apple Pay or Google Pay.

Person paying by card while shopping for fresh produce.

Make business payments in bulk

Avoid copying across individual payment details or approving each and every payment. Upload payee details once and save them for later, cutting down on errors as well as admin.

Bulk payments are available with Advanced*, which starts from €24 a month. Ts&Cs apply.

Two business owners with a bulk-payments interface displayed over the image.

Make extra safe payments with virtual cards

They’re extra cards that you can create and delete as you like for security reasons.

Buying something online but worried about entering your physical card’s details? Create a virtual card specifically for online purchases, then delete it when you’re done.

Virtual cards available with Pro and Advanced*, starting from €9 a month. Ts&Cs apply.

Phone showing the screen for creating a Monzo virtual card.

Connected and protected around the clock

You don’t switch off, so why should we? Chat to us 24/7 over the phone or in the app, and freeze your card any time in a few taps.

A UI image of a support chat.

Trusted by 1 million businesses in the UK

We’re new to Spain, but we’ve spent years making life easier for UK businesses. Now it’s your turn.

Group of business people chatting at a table with an open computer

*Pro and Advanced plans: 0% AER, 0% NIR. No subscription fees during the first 12 months. See offer terms.

After the first 12 months:
Pro plan: Monthly subscription fee of €9 (€108 over 12 months)
Advanced plan: Monthly subscription fee of €24 (€288 over 12 months). First 6 team members included, €5/month for each additional member (up to 15 in total).

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Supplier Payments and Transfers | Monzo Spain