1/6

This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk

Monzo Bank Europe DAC, Sucursal en España registered with Banco de España is a member of the Irish Deposit Guarantee Scheme. The scheme guarantees deposits up to 100,000 euros per customer at Monzo.

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Security features

Security you can count on

Advanced fraud protection and everyday safety for your business.

Monzo Business card attached to a phone resting on a notebook.

Only sole traders and limited company (SL) directors in Spain can apply. Ts&Cs apply.

1 million UK businessesbank with Monzo

4,9

App Store

4,8

Google Play

4,6

Trustpilot

The App Store, Google Play Store and Trustpilot ratings are correct as of 28 October 2026. These numbers are based on our UK customers.

Security you can bank on

Keep your money safe with fraud protection and 24/7 support.

Phone showing security alerts and account activity in the Monzo app.
Phone showing security alerts and account activity in the Monzo app.
Phone showing security alerts and account activity in the Monzo app.

    Keep your identity protected

    You can use biometrics every time you access the Monzo app on your phone. And the video selfie you take when you apply is so that no one can impersonate you when you get in touch. 

    Monzo’s customer support will never ask for your password or card number. Just like we’ll never ask you to make a bank transfer.

    Person holding a phone with a security message that reads "Using your PIN".

    No branches, no problem

    Don’t stand in long queue lines to get the help you need. Head to the app to chat with a friendly human if something urgent comes up.

    A UI image of a support chat.

    Use virtual cards for safer online shopping

    Create virtual cards to keep your online payments secure. They come with their own unique details, so you can shop online without sharing your main card number. You can also set an expiry date, so the card automatically deletes when you want it to.

    Phone showing the creation of a Monzo virtual card for safer online shopping.

    We’re not talking about the crunchy, tasty kind. These cookies help us keep our website safe, give you a better experience and show more relevant ads. You can learn more about our cookie policy.

    We use 4 types of cookie. You can choose which cookies you’re happy for us to use. For more detail, and a list of the cookies we use, see the Monzo cookie policy.