Monzo Personal Account

Unlock the full potential of your money with a Monzo personal account — designed to help you see, spend, and save with ease and confidence

Get more life for your money

Monzo Max comes with worldwide travel and phone insurance, UK & Europe breakdown cover, advanced tools, a weekly Greggs treat, an annual Railcard, and 4.00% AER (variable) interest on Instant Access Savings Pots.

Max starts from £17 a month • Aged 18-69 • UK resident • Ts&Cs apply

Make money that bit easier

Monzo Extra lets you unlock the best in Monzo money management: see your other banks in one place, dig into your credit health, group and label purchases your way, and more.

Extra is £3 a month • Aged 18+ • UK resident • Ts&Cs apply

The award-winning banking app with the hot coral debit card

Our free current account lets you spend, save and manage your money, all in one place. Get instant notifications whenever you spend, set aside your saving and bills money into Pots and pay friends in a few taps.

Current account switch guarantee.

Easy current account switching

With the Current Account Switch Service, you can move everything over to Monzo in 7 days without lifting a finger. We do everything for you, and you don’t need to deal with your old bank at all.

Sign up for a Monzo account in less than 10 minutes

Download the Monzo app and join 10 million people who've changed the way they see, spend, and save their money.