How do I know if I’m able to refer friends to Monzo?

When we run referral promotions - you will see advertisements in your Monzo app showing the current details of the promotion.

When you see those advertisements, you are eligible to earn that referral promotion - but if you don’t see any messages we may not be running a promotion or you may not be eligible for the current promotion.

Specifically, the best place to look is by tapping the 🎁 icon at the top of your Monzo app’s home page. From there, you will be where you can send your referral link to others and it will highlight any promotion you are eligible for.

📤 Right now, we are offering a $20 reward for inviting a friend to Monzo.

ℹ️ Please note: Even when we are not offering a promotion for referring friends, you can always still send referral links if you just want to share Monzo with others.

If you tap the 🎁 icon and it doesn’t mention any promotions or rewards - that means you will likely not earn any money if someone uses your link.