Spend with confidence

Spend smarter with the hot coral Monzo debit card

Your go-to card for everyday spending

Meet your new best friend: the hot coral debit card that puts you in control of your spending. Stay on top of your transactions with real-time notifications, freeze and defrost your card instantly for added security, and pay effortlessly with Apple/Google Pay and contactless options. Plus, withdraw cash for free from over 40,000 ATMs in the US. *Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs

Ultimate spending convenience

We believe in making every part of spending stress-free. Our real-time balance includes pending transactions and tips, so you always know exactly how much is in your account. We’ll even automatically calculate tips for you, so you can savor the last slice of pizza while we do the math.

Worry-free spending abroad

Make the most of your travels, with the card that loves to travel as much as you do. No hidden fees or exchange rate surprises - we pass Mastercard's exchange rate directly onto you. Pay your friends back instantly or split the bill with them. That’s more time for you to create memories and less time figuring out who owes what.

Protection for your money

Monzo accounts are FDIC insured up to $250,000 per ownership category, should the bank holding your funds fail.

Support from real humans

Our friendly support team is here for you when you need it. Whether you have a question or need help, chatting with us is just a tap away.

40,000+ fee-free ATMs nationwide

Get cash without stress and without fees, thanks to our network of over 40,000 fee-free MoneyPass ATMs.

Sign up for a Monzo account in less than 10 minutes

Download the Monzo app and join 7 million people who've changed the way they see, spend, and save their money.