Monzo Business: Apply for an account online

We’re gradually rolling out business accounts in Spain. To join the waitlist, click here — we’ll email you when you’ve been invited to sign up.

You can start your Monzo Business application online.

We’ll ask for your email address to get started. If you already have a Monzo personal account, use the same email address for your business account.

We’ll ask for some information about you and your business. This may include:

  • your full name and date of birth

  • your home address in Spain

  • your business address

  • your business type

  • information about what your business does

  • your industry or activity

  • details about people who own, direct, administer or control the business

You can apply if you’re:

  • an autónomo, or

  • a director or administrator of a sociedad limitada

You’ll also need to:

  • be based in Spain

  • be aged 18 or over

  • apply while physically in Spain

  • not use a VPN

If you’re applying for a sociedad limitada, we may need to check details about directors, administrators, shareholders, beneficial owners or people who control the business.

Once you’ve given us the details we need, you may need to continue in the Monzo app. You may also need to send us a quick video and some ID so we can check you are who you say you are.

We’ll check your eligibility during sign-up.

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We use 4 types of cookie. You can choose which cookies you’re happy for us to use. For more detail, and a list of the cookies we use, see the Monzo cookie policy.