Monzo bank in the US
Help us build the bank you want to use.
The UK's fastest-growing bank is coming to the US, and we're doing things differently.
Your Monzo account is instant spending notifications, stress-free traveling, easy budgeting and support from real people, whenever you need it.
Instant notifications
Get a notification the moment you use your Monzo Mastercard, before the receipt prints.
Split the bill
Super easy bill splitting with your friends on Monzo.
Pay people in seconds
Send and request money instantly, and pay nearby friends over Bluetooth without needing to know their details.
Keep your money in order with Pots
Set up separate Pots in seconds to easily organize your spending and savings.
Human help, whenever you need it
We’re always here to help. Every customer gets access to 24/7 customer support through the app — just send us a chat message and we’ll get back to you ASAP.
Not into chat? Email or call us at any time.
Reasons to Signup
Stay in control
If you lose your card, freeze it in the app and get a new one. (Or defrost it if you find it again.)
Rest easy
Money in your Monzo account is protected by FDIC, you’re insured up to $250,000.
Take out cash
We won’t charge you to withdraw cash in the US, but you may be charged by the ATM operator. When you’re abroad, the first $200 every 30 days are free, with a 3% charge after that.
Spend for free
We don’t charge fees for spending on your card, we don’t charge overdraft fees, and we don’t mark up the exchange rate when you go abroad.
Community and events
In the UK, our customers chose our name, suggest new features and help test everything we do. They’re the heart of Monzo, and we’d like you to join them.
Join our online forum and come along to our hand-out events. We want to meet you and hear your feedback, talk about features, and understand what will make Monzo work for you.