Mobile banking built for you
Your money at a glance: real-time available balance, instant spending notifications, and a hot coral spending card.
We've partnered with Sutton Bank, Member FDIC. This partnership provides our mobile banking app with banking services and accounts are FDIC insured up to $250,000.
We’re building the account you’ll want to use, and we’re just getting started.
We put you in control
- Set money aside from your main balance with Pots, for a vacation or just a rainy day
- Categorize your spending and know where your money goes
- Round up purchases to save your change
Peace of mind
- Freeze your card instantly in-app if you lose it
- Travel without needing to tell us when you’re going
- Rest easy with FDIC insurance up to $250,000
No hidden fees
- No account charges
- No monthly minimums
- No fees to instantly send money to friends on Monzo. No need for other apps.
- No overdraft fees
- No ATM fees at over 38,000 ATMs nationwide
- No mark up from Monzo on the exchange rate when you travel: we pass the Mastercard rate on to you when you spend.
Join the waitlist
to be the first using Monzo