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Mobile banking built for you

Your money at a glance: real-time available balance, instant spending notifications, and a hot coral spending card.

We've partnered with Sutton Bank, Member FDIC. This partnership provides our mobile banking app with banking services and accounts are FDIC insured up to $250,000.

We’re building the account you’ll want to use, and we’re just getting started.

We put you in control

  • Set money aside from your main balance with Pots, for a vacation or just a rainy day
  • Categorize your spending and know where your money goes
  • Round up purchases to save your change

Peace of mind

  • Freeze your card instantly in-app if you lose it
  • Travel without needing to tell us when you’re going
  • Rest easy with FDIC insurance up to $250,000

No hidden fees

  • No account charges
  • No monthly minimums
  • No fees to instantly send money to friends on Monzo. No need for other apps.
  • No overdraft fees
  • No ATM fees at over 38,000 ATMs nationwide
  • No mark up from Monzo on the exchange rate when you travel: we pass the Mastercard rate on to you when you spend.

Join the waitlist

to be the first using Monzo