Mobile banking built for you

Your money at a glance: real-time available balance, instant spending notifications, and a hot coral spending card.

We've partnered with Sutton Bank, Member FDIC. This partnership provides our mobile banking app with banking services and accounts are FDIC insured up to $250,000.

We’re building the account you’ll want to use, and we’re just getting started!

We put you in control

  • Set money aside from your main balance with Pots, for a vacation or just a rainy day
  • Categorize your spending and know where your money goes
  • Round up purchases to save your change

Peace of mind

  • Freeze your card instantly in-app if you lose it
  • Travel without needing to tell us when you’re going
  • Rest easy with FDIC insurance up to $250,000

No hidden fees

  • No account charges
  • No monthly minimums
  • No fees to instantly send money to friends on Monzo. No need for other apps.
  • No overdraft fees
  • No ATM fees at over 38,000 ATMs nationwide
  • No mark up from Monzo on the exchange rate when you travel: we pass the Mastercard rate on to you when you spend.

Join the waitlist

to be the first using Monzo

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Existing customers can get help by chatting with us in the app


This website is operated by Monzo Inc. Monzo reserves the right to restrict or revoke any and all offers at any time. The Monzo mobile banking app facilitates access to banking services through Sutton Bank, Member FDIC. The Monzo Mastercard Debit Card is issued by Sutton Bank, pursuant to a license from Mastercard International Incorporated. Monzo accounts are FDIC insured up to $250,000.


© 2022 Monzo, Inc. All rights reserved.