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I signed up with a referral link, what types of purchases count towards earning my reward?

Many of our referral promotions will require that you spend or transfer money from your Monzo account - with the specific eligible ways of spending money changing depending on the promotion.

šŸ“¤Ā Here are the requirements for our current $20 promotion:

You must spend a total of at least $10 using the eligible methods listed below.

Examples of eligible ways to spend money āœ…

  • Swiping or tapping your card in-person at a store

  • Adding your card to Apple Pay or Google Pay and tapping your phone at a merchant that accepts mobile payments

  • Using your card number to make an online purchase

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Please note that the following spending categories do not count towards the the $10 requirement šŸ›‘

  • Third party transfer apps like Cash App, Venmo, Apple Cash, etc.

  • ATM withdraws

  • Cryptocurrency transactions

  • Gambling websites/locations

  • Gift cards purchases

  • Payments with your account/routing number

  • Direct transfers to other Monzo customers

  • Certain digital goods and professional services may not qualify

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