How much can you withdraw from an ATM?

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The daily amount that you can withdraw from an ATM depends on what type of account you have.

How much does it cost to withdraw money with Monzo in the UK and European Economic Area?

Customers who use Monzo as more of a main bank than a spending card, and Plus and Premium customers, benefit from unlimited fee-free cash withdrawals in the UK and European Economic Area (EEA)

For all other customers, the fee-free cash withdrawal limit for UK and EEA is £400 every 30 days. We’ll charge 3% on anything you withdraw over your fee-free limit in 30 days. 

How much does it cost to withdraw money with Monzo outside the UK and European Economic Area?

Here’s how fees work for what we often call ‘international’ ATM withdrawal limits:

  • Monzo customer: £200 fee-free every 30 days (3% afterwards)

  • Monzo Plus customer: £400 fee-free every 30 days (3% afterwards)

  • Monzo Premium customer: £600 fee-free every 30 days (3% afterwards)

Find out how much of your fee-free limit you’ve used in the app

Tap on the account you’re interested in from your Home screen and then select the ‘Manage’ toggle. From there, scroll down and you’ll see a button for ‘Limits’. 

In there you’ll find information on your fee-free ATM withdrawal limits as well as all your other account limits. 

How can I take out cash on a Monzo card?

Take cash out with a Monzo card, just like any other bank. You can use your Monzo card at any Mastercard ATM.

If you’re using Monzo abroad, you don’t have to tell us and there’s no charge for spending on your card or making online payments in another currency.