Finish on the mobile app

Almost there! Download the app to complete your application.

Download Monzo

Follow these steps:

  • Download the Monzo app.

  • Scan this QR code to download the app 👉

  • Choose “I’m new to Monzo” in the application.

  • Use the same email you’ve used here to log in.

You'll need:

  • A valid ID (such as a US passport, driver’s license, or national identity card)

  • Around 5-10 minutes of time

illustration of a phone with a Monzo card on the screen
Monzo Bank
Sutton Bank TermsLead Bank TermsPrivacy Notice

Monzo is a financial technology company; not a bank. banking services are provided by Lead Bank or Sutton Bank; Members FDIC. The Monzo Personal and Joint Debit Card is issued by Lead Bank or Sutton Bank, Members FDIC, pursuant to licensing by Mastercard International Inc. See Lead Bank Terms, Lead Bank Cardholder Agreement, Sutton Bank Terms and Sutton Bank Cardholder Agreement for more details. Funds held in the Monzo deposit accounts are held with Lead Bank or Sutton Bank; Members FDIC, and are eligible for up to $250,000 in pass-through insurance in the event Lead Bank or Sutton Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Monzo's failure or from the risk of theft or fraud. See FDIC Prepaid Cards and Deposit Insurance Coverage. © 2025 Monzo, Inc. All rights reserved.