Monzo for all your money
Get clear on your spending. Unlock smarter ways to save. Invest with confidence.
Pay in any currency without fees
Use your debit and credit card abroad, just like you do at home, with no extra fees or hidden costs.
Pay in any currency without fees
Use your debit and credit card abroad, just like you do at home, with no extra fees or hidden costs.
UK residents. Ts&Cs apply.
Manage your money today
Get instant notifications, spending insights, and Pots to separate your money, with a free Monzo bank account.
Simple, secure and Which? recommended
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Explore Monzo's range of bank accounts
It all starts with a hot coral card
12 million personal and business customers have changed the way they bank
Security you can bank on
Keep your money safe with industry-first fraud protection and 24/7 support.
How we protect your money
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Did you know?
1.4 millioncustomers joined the Monzo 1p Saving Challenge in 2025.
£131is how much extra our customers save on average each year using roundups.
£7.7 billionis the total amount our customers are saving in Instant Access Savings Pots.
700fraud attempts are caught each month thanks to our Call Status feature.
£4.56 millionwas the total cashback earned by Monzo customers in 2024.
- Join over 12 million customers who are doing more with their money
Independent service
Personal current accounts
As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest personal current account providers in Great Britain and Northern Ireland if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
Authorised push payment (APP) fraud rankings in 2023
Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster's bank account.
These charts use data given to the Payment Systems Regulator by major banking groups in the UK in 2023.
You can read the full report by visiting www.psr.org.uk/app-fraud-data.
Share of APP fraud refunded
This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms.
See full resultsAPP fraud sent per £million transactions
This is the amount of money sent from the victim's account to the scammer, ranked out of 14 firms.
For example, for every £1 million of Monzo's transactions sent in 2023, £213 was lost to APP scams.
See full resultsAPP fraud received per £million transactions: smaller UK banks and payment firms
This is the amount of money received into the scammer's account from the victim, ranked out of all UK banks and payment firms.
For example, for every £1 million received into consumer accounts at Skrill, £18,550 of it was APP scams.
See full resultsAPP fraud received per £million transactions: major UK banks and building societies
This is the amount of money received into the scammer's account from the victim, ranked out of all UK banks and building societies.
For example, for every £1 million received into consumer accounts at Monzo, £183 of it was APP scams.
See full results