Business banking made easy

Choose a Business Lite account for free, or Business Pro for £5 a month

Banking that works around your business

Get ahead on your finances, so you can get back to running your business.

Tax Pots

Choose a percentage to automatically set aside for tax, every time you’re paid. No more worrying if you've remembered to set aside money every week, and no more shifting around between accounts to see where your money is. Available on Monzo Business Pro.

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Get paid

We’ve taken every part of getting paid and put it in your Monzo Business account. Turn hours of admin into a few taps and give your customers simple new ways to pay, including in euros. Payment links available on Monzo Business Lite and Pro, invoices available on Pro.

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Mobile and web access

Manage your account from your phone or computer with mobile and web access. Your account’s fully protected, and available wherever you are. Available on Monzo Business Pro and Monzo Business Lite.

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Multi-user access

Manage finances with others by adding up to two people to access the account. Available with Monzo Business Pro for limited companies and sole traders.

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Integrated accounting

Sync with Xero, FreeAgent, QuickBooks, or export your transactions. Say goodbye to manually uploading statements – automatically share your balance and transactions. Available on Monzo Business Pro.

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24/7 customer support

We're right here in the app, 24/7. No need to make an appointment or wonder when you'll hear back. Our award-winning team is here to help whenever you need. Available on Monzo Business Pro and Monzo Business Lite.

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Put your spare money to work earning interest

Use Savings Pots to:

  • Put your spare money to work, earning 1.5% AER interest (variable) paid monthly with no minimum deposit and a maximum £100,000 balance (Ts&Cs apply)
  • Automatically set aside money for unplanned business expenses, a big purchase, or to reinvest in your business
  • Withdraw money instantly when you need it most
Instant Access Savings landing page image Instant Access Savings landing page image

A fully regulated UK bank

With a Monzo Business Account, you can:

  • Get a business debit card (for all users)
  • Move money easily with free, instant bank transfers (UK only)
  • Manage your Direct Debits in one place

I can spend more time doing the things I enjoy, which is why I started my business in the first place.

Matt Navarra

Matt Navarra

Social media consultant

Digital marketing Wales, UK

Monzo has made business banking so easy I can concentrate on building my brand.

Hellen Stirling-Baker

Hellen Stirling-Baker

Founder, Small Stuff

Retail London, UK

How we compare with other banks

Features
Monzo

Barclays

HSBC

Santander

NatWest
Full UK current account with debit card
YesYesYesYesYes
Instant UK bank transfers
YesYesYesYesYes
Unlimited, fee-free UK bank transfers
YesYesNoNoNo
100% mobile sign up
YesNoNoNoNo
Mobile and web access
YesYesYesYesYes
FSCS protection on eligible deposits
YesYesYesYesYes
24/7 customer support
YesNoNoNoYes
Fee-free spending abroad
YesNoNoNoNo
Apple Pay/Google Pay
YesNoNoYesYes
Multi-user access
YesYesYesYesYes
Pots to separate money (and Tax Pots)
YesNoNoNoNo
Instant notifications
YesNoNoNoNo
Budgeting, categorised spend, digital receipts
YesNoNoNoNo
Virtual Cards
YesNoYesYesYes
Invoicing
YesYesNoNoNo
Pay in cash and cheques
YesYesYesYesYes
Integrated accounting
YesYesYesYesYes
Exclusive offers (like 6 months free Xero)
YesNoNoNoYes
Borrowing options (lending marketplace)
YesYesYesYesYes
Outbound international payments
YesYesYesYesYes
Inbound euro payments
YesYesYesYesYes

Business banking that keeps getting better

Here's what we've recently buit because of your feedback.

Multiple business accounts

Manage finances for more than one business, all through Monzo.

Add collaborators access

Add team members to your account as a collaborator or admin

International payments

Take your business to the next level by receiving euro payments.

Get started with Monzo Business today

Over 200,000 business owners have already changed the way they do business banking. Sign up from your phone to join them. Or sign up online.

If you already have a business account somewhere else, find out how to switch to Monzo Business