Business banking made easy
Choose a Business Lite account for free, or Business Pro for £5 a month
Banking that works around your business
Get ahead on your finances, so you can get back to running your business.
Tax Pots
Choose a percentage to automatically set aside for tax, every time you’re paid. No more worrying if you've remembered to set aside money every week, and no more shifting around between accounts to see where your money is. Available on Monzo Business Pro.
Get paid
We’ve taken every part of getting paid and put it in your Monzo Business account. Turn hours of admin into a few taps and give your customers simple new ways to pay, including in euros. Payment links available on Monzo Business Lite and Pro, invoices available on Pro.
Mobile and web access
Manage your account from your phone or computer with mobile and web access. Your account’s fully protected, and available wherever you are. Available on Monzo Business Pro and Monzo Business Lite.
Multi-user access
Manage finances with others by adding up to two people to access the account. Available with Monzo Business Pro for limited companies and sole traders.
Integrated accounting
Sync with Xero, FreeAgent, QuickBooks, or export your transactions. Say goodbye to manually uploading statements – automatically share your balance and transactions. Available on Monzo Business Pro.
24/7 customer support
We're right here in the app, 24/7. No need to make an appointment or wonder when you'll hear back. Our award-winning team is here to help whenever you need. Available on Monzo Business Pro and Monzo Business Lite.
Put your spare money to work earning interest
Use Savings Pots to:
- Put your spare money to work, earning 1.5% AER interest (variable) paid monthly with no minimum deposit and a maximum £100,000 balance (Ts&Cs apply)
- Automatically set aside money for unplanned business expenses, a big purchase, or to reinvest in your business
- Withdraw money instantly when you need it most
A fully regulated UK bank
With a Monzo Business Account, you can:
- Get a business debit card (for all users)
- Move money easily with free, instant bank transfers (UK only)
- Manage your Direct Debits in one place
I can spend more time doing the things I enjoy, which is why I started my business in the first place.
Matt Navarra
Social media consultant
Digital marketing Wales, UK
Monzo has made business banking so easy I can concentrate on building my brand.
Hellen Stirling-Baker
Founder, Small Stuff
Retail London, UK
How we compare with other banks
| Features |  Monzo |  Barclays |  HSBC |  Santander |  NatWest |
|---|---|---|---|---|---|
 Full UK current account with debit card | |||||
 Instant UK bank transfers | |||||
 Unlimited, fee-free UK bank transfers | |||||
 100% mobile sign up | |||||
 Mobile and web access | |||||
 FSCS protection on eligible deposits | |||||
 24/7 customer support | |||||
 Fee-free spending abroad | |||||
| Apple Pay/Google Pay | |||||
 Multi-user access | |||||
 Pots to separate money (and Tax Pots) | |||||
 Instant notifications | |||||
 Budgeting, categorised spend, digital receipts | |||||
 Virtual Cards | |||||
 Invoicing | |||||
| Pay in cash and cheques | |||||
 Integrated accounting | |||||
 Exclusive offers (like 6 months free Xero) | |||||
| Borrowing options (lending marketplace) | |||||
 Outbound international payments | |||||
 Inbound euro payments |
Business banking that keeps getting better
Here's what we've recently buit because of your feedback.
Multiple business accounts
Manage finances for more than one business, all through Monzo.
Add collaborators access
Add team members to your account as a collaborator or admin
International payments
Take your business to the next level by receiving euro payments.
Get started with Monzo Business today
Over 200,000 business owners have already changed the way they do business banking. Sign up from your phone to join them. Or sign up online.
If you already have a business account somewhere else, find out how to switch to Monzo Business