Tips on using Monzo abroad
We recommend taking a spare card for another bank with you just in case, as some merchants are slow to update their systems and might not recognise us.
Check your spending limits before you go, so you don’t get caught short by tapping below.
We disable transactions at ‘magnetic stripe’ ATMs and card machines by default, because they’re not as safe. If you need to use a magnetic stripe machine, you can temporarily switch them on by tapping the 'Manage' card button. One you are there you can toggle on ‘Enable magstripe ATMs’.
If an ATM or card machine asks you which account you’d like to use, we suggest choosing ‘Credit’ as this is the most reliable.
If you get the choice, always choose to pay in the local currency. That way we can guarantee you a better exchange rate.
Our community forum has plenty of tips on using Monzo in different parts of the world, so it's worth taking a look at before your trip.
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