HelpMy Monzo Card and PINWhat is Magstripe?

What is Magstripe?

Magstripe is a type of security that was common in the UK before chip and PIN. It uses information in the black strip on the back of your card to make payments.

It’s still very common in some parts of the world, but Magstripe is not as safe as chip and PIN because fraudsters can easily ‘clone’ the stripe. So we don’t automatically let you use your card with Magstripe card machines or ATMs.

If you need to use Magstripe at an ATM, you can switch it on for 24 hours from the 'Manage' button on your Account tab. Or, if you need access for longer, chat to us in the app.

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