Monzo Moves from Beta to Public Launch in the US!

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Today, Monzo is moving out of closed beta and opening Monzo to customers across America! The wait(list) is over – if you want a Monzo account, just download the app and apply. If you’re eligible, you could have your account up and running in 10 minutes.

Over the past 18 months we’ve onboarded thousands of new customers in the US, processed millions of dollars of transactions, and worked closely with our community to get as much feedback on our product as possible. 

You gave us amazing insight on the problems you’re facing in your financial lives, and your feedback directly led us to launch features like salary sorter. It’s now easy to divide up your paycheck in a few taps, so your spending, savings and bills are neatly separated as soon as you get paid.  

We’ve also talked to many of you, whether as part of our community events, in customer research calls, or through customer support. Thank you for all your time and energy!

Monzo makes money work for everyone

We want to be the center of your financial life, taking away all the admin and worry related to your finances. Spending, saving and managing money shouldn’t be stressful or complicated, it should just work. We’ll make it easier to put aside money for an emergency, to pay your bills or to save for a specific goal, and our simple tools will make it easy to set up and stick to a budget.

Back in the UK, we have over 5 million customers – but it’s not just about the number of people with Monzo accounts. We don’t believe it’s possible to build a globally impactful company without considering the impact we have on the communities we serve. Too many people around the world lack access to vital banking services. So we’re also working to improve financial inclusion, support customers in vulnerable circumstances, and play our part in creating a more just society.

We believe that our values of openness, empathy and inclusion will help us achieve our mission of making money work for everyone.

A flavor of what you get with a Monzo account

Monzo is a smart hub to manage your entire financial life on your phone.

Segment your money using pots, set and track a budget, and track scheduled payments like utility bills, gym membership, and subscriptions. 

Use our hot coral debit card for contactless payments, or add it to Google Pay or Apple Pay. No overdraft fees, no minimum balance and no fees when you spend abroad.

Come join us!

You can apply for a Monzo account in minutes, and if you’re eligible you can use your account straightaway – without needing to wait for your debit card to arrive in the mail.

As always, your feedback and questions are greatly appreciated. Please don’t hesitate to reach out to us through the in-app chat, Discord, or Twitter!