Here's how to move from N26 to Monzo

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Mobile banking app N26 recently announced they are closing all US accounts in January 2022. This decision has left many customers looking for a replacement that offers easy mobile banking, low fees, and better saving. If you’re one of these customers, sign up for Monzo today!

Join our waitlist today or drop us an email at and we’ll unlock you immediately.

In their update, N26  announced that N26 accounts will be closed on January 11, 2022, after which you won’t be able to use the app. We know that switching accounts can be a stressful ordeal, and we want you to know that we’re here to help. 

Help us build the bank account of the future 🚀

Monzo’s mission is to make money work for everyone. We’re onboarding new customers every week and some of the great features we already offer include:

  • See your spending at a glance with real-time available balance and a daily spend summary. 

  • Instant spending notifications

  • Organize your money with Pots, sub-accounts that help you save and segment your money. Round up purchases to save your change into a Pot, and set up scheduled payments into and out of Pots for budgeting and expenses. Read more about Pots here

  • Set budgets for things like groceries and going out. Automatically categorize your transactions, making it easy to track your spending. 

  • And a beautiful hot coral debit card!

How to open a Monzo Account 🏦

You can get Monzo if you are over the age of 18 and a full-time US resident. That means being a citizen, green card holder, or eligible resident alien with full-time residence in the USA.

1. Sign up for our waitlist at 📝

We’re still in the early days of bringing Monzo to the US; however, we unlock customers from our waitlist every week, so you should never have to wait long to open an account. 

2. Once you’re unlocked, we’ll send you everything you need to know to open your account 🔓

We’ll send you an email once you are off the waitlist. From there, you can download the Monzo app and set up an account in less than 10 minutes. We’ll then send your beautiful hot coral card out, which will arrive in about a week.

How to move your payments to your Monzo US account 💸

Once you’ve set up your Monzo account:  

  • 🔗  Link other accounts: Click “Add money” and “Linked account” to connect another account via Plaid for easy transfers 

  • 💸  Move your direct deposit: You can download our direct deposit form using this link or use your account and routing numbers under the “Manage” option on your feed to start receiving your paycheck in your Monzo account

  • 🔌 Pay Bills: Use your account and routing number on the “Manage” tab to start paying bills with Monzo

  • ☂️  Start saving for a rainy day: set up your first Pot 

  • 📱  Add your card to Apple or Google Pay: conveniently spend with your phone

Note: You should direct any questions on the closure of your N26 account to N26.