The bank of the future

Built for your smartphone, this is banking like never before. One that updates your balance instantly, sends intelligent notifications, and is actually easy to use.

We’re building the best current account on the planet and we want you on board.

Download the app today to join the waiting list and be one of the first to get a card.

Instant spending notifications

Monzo sends you a notification whenever you make a payment.

Fast and friendly support

Still having to wait on hold for hours to get anything sorted with your bank? Monzo provides world-class support through in-app chat, with an average response time of under ten minutes.

Handy budget breakdowns

We automatically categorise your transactions to help you keep track of your spending. You can even set targets for each category so you stay within your budget.

Fee-free travel abroad

Purchases with your Monzo card are free, both in the UK and abroad.

Freeze and defrost your card instantly

You can freeze your card with one tap, as soon as you realise you’ve lost it. If it’s gone for good we’ll send you a replacement but if you find it later, you can defrost and use it again within seconds.

What Monzo users have to say about customer support with Monzo travelling with Monzo banking with Monzo budgeting with Monzo
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Fast and friendly customer support

We provide world-class support through in-app chat. You won’t have to wait on hold for hours to reach us.

Pay someone in seconds

Whether you want to split a restaurant bill or start a sweepstake among your friends, you can pay your contacts in just a few taps.

Help us build the kind of bank you want to use

Download the Monzo app on iOS or Android to join the waiting list and be one of the first to get a Monzo current account.