Find contacts who use Monzo to pay and be paid instantly. Your data is safe and encrypted. You’ll still need your PIN or Face/Touch ID every time you pay.

We never see or store your contacts list

We won’t message your Monzo contacts without your permission, or share their details outside Monzo.

What people on Monzo see about you

People with your number will see your name and profile picture. They never see any details of your money or banking activity.

You can block anyone from sending you Monzo payments and requests.

If you do or don’t want to appear in someone else’s Monzo contacts, you can toggle this on and off in your settings (Settings > Profile Privacy > Phone number)