Anjie & RJ invite you to join Monzo
The only account you’ll ever need for your shared finances.
Spend less time figuring out who owes what, and more time enjoying life together.
Protection for your money
Monzo accounts are FDIC insured up to $250,000 per ownership category, should the bank holding your funds fail.
Support from real humans
Our friendly support team is here for you when you need it. Whether you have a question or need help, chatting with us is just a tap away.
40,000+ fee-free ATMs nationwide
Get cash without stress and without fees, thanks to our network of over 40,000 fee-free MoneyPass ATMs.
Manage money as a team
All your joint spending shows up in a single feed, automatically tagged with who made which purchase, for transparency and financial unity.
Save for big goals together
Organize your money into Pots for things that are important to you.
From setting aside enough for household expenses to building an emergency fund together, and everything in between.
It's like having a shared piggy bank, but with all the convenience of having everything in one app.
Two cards, one account
You and your partner will each get your own personalized joint account card.
So both of you have independence and control over your spending, while still keeping everything in one account.
Packed with the best of Monzo
Say goodbye to fees
No monthly fees or account minimums, no foreign exchange conversion fees, no overdraft fees, no ATM fees at 40,000 fee free ATMs.
Fast and easy transfers
Schedule transfers to or from another financial institution, between your accounts and Pots, and peer-to-peer payments.
Organize your spending
Categorize transactions with categories like Groceries or Transport. Or create custom ones for the things that matter most to you.
Instant notifications
Stay in the know with real-time transaction alerts, so you’re always on the same page.
Get paid early
Set up direct deposit into Monzo and get paid up to 2 days early.
Automate your savings
Sort your paycheck neatly into Pots as soon as you get paid with Salary Sorter.
The perks of having a joint account with Monzo
A joint account can make it easier for two people to manage their shared finances together, like everyday spending or household bills.
Managing money together: how to get started with your Monzo joint account
A joint account can make it easier for two people to manage their shared finances together. Here's how to get started with a joint account at Monzo.
Help us test joint accounts
A joint account is a shared account between two people, making it easy to pay bills or save for goals together. Help us beta test today!